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Unfortunately, student loans are almost always essential to afford the mounting costs of higher education. [©Shutterstock, 2010]

Money and Personal Finance » Credit Loans and Financing

Student Loans

Learn how students loans can help pay for college expenses.
There are many different types of student loans available for college students. Find out more information about each of these student loans.

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A great deal of calculation and budgeting may go into getting out of debt. [©Shutterstock, 2010]

Money and Personal Finance » Credit Loans and Financing

Ways to Get Out of Debt

Read about ways to get out of debt and how to create a budget.

Storing credit cards and other identifying information in secure locations is one way to prevent identity theft. [©Shutterstock, 2010]

Money and Personal Finance » Credit Loans and Financing

Identity Theft Protection

Learn to prevent identity theft using identity theft protection methods.

Credit reporting agencies gather an individual's payment history and make it available to businesses and individuals for a fee. [©Shutterstock, 2010]

Money and Personal Finance » Credit Loans and Financing

Credit Reporting Agencies

Find out how to obtain a free credit report from the major credit reporting agencies.

Erasing a low credit score begins with obtaining a copy of one's credit rating. [©Shutterstock, 2010]

Money and Personal Finance » Credit Loans and Financing

Credit Repair

Find out how to use credit repair tactics to get a better credit score.

A good credit score is important when taking out loans. [© Shutterstock Images, 2010]

Money and Personal Finance » Credit Loans and Financing

How do I build credit?

Find out how to build credit and what determines a credit score.

Do you accept plastic? [© Shutterstock, 2010]

Money and Personal Finance » Credit Loans and Financing

Where can I get a prepaid credit card?

A prepaid credit card offers consumers a different kind of credit card experience.

Prime rate is also called prime lending rate. [©Jupiter Images, 2009]

Money and Personal Finance » Credit Loans and Financing

Prime Rate

Read about prime lending rate, a term that refers to bank interest rates.

Bankruptcy can be a sound last resort for individuals struggling with debt. [©Jupiter Images, 2008]

Money and Personal Finance » Credit Loans and Financing

Bankruptcy

Learn more about the bankruptcy process and the laws that guide it.

Regardless of whether the debt is owed, consumers who are the target of unlawful debt collection practices have legal recourse. [©Jupiter Images, 2009]

Money and Personal Finance » Credit Loans and Financing

Creditor Harassment

Protect yourself from creditor harassment by knowing the law.

Many credit card companies offer credit card points, but consumers should be vigilant in understanding their terms. [© Jupiter Images, 2010]

Money and Personal Finance » Credit Loans and Financing

Credit Card Points

Learn the pros and pitfalls of credit card points.

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